Rent to Own

If you are reading this document, you are likely considering a unique way into home ownership, for one reason or another.

Rent-to-Own (RTO) is an alternative method to home ownership, when the more “traditional” options are not available due to a variety of  reasons.

Although it is not extremely common, RTO is a very effective way for people who have been declined a mortgage to overcome any financial obstacles and own their own home sooner!  People typically embark in a RTO because of issues like bruised/no credit, bankruptcy, divorce or because they have too small of a down payment.

The good news is that we are here to help!  We will speak with you personally to determine if you are a candidate for RTO.  If you are, we will help you find the home you want and move you into it right away.  Over the course of the RTO term, we will work with you to build up your financial situation so that by the end of the term you will qualify to purchase the home on your own using a traditional mortgage!


Our team is experienced in this unique form of home ownership.  We work with specialized mortgage and real estate agents to ensure you get the most out of this experience. 

We understand how big of a life move it is to purchase a home and we’re excited to work with you to accomplish this... nothing feels better!

Read on to learn how we will accomplish this, together.

  • Young Rent to own customers

    Benefits to Rent-to-Own

     YOU select the home that you want to live in  Understand your financial position and improve your overall financial footing  Build equity while living in your own home  Pride in home ownership – you are essentially the home owner NOW!

  • Finding a Solution

    What We Do

     Help you move into a permanent home of your choice shortly after joining our program  Customize a program and home that best suits your financial/personal needs  Work with you to build your down payment and/or improve your credit score  Flexible deposit building options to ensure your home ownership at the end

  • family for Rent to Own

    How Do You Qualify

     Have a quick, initial discussion with us regarding your objectives and financial situation  Proof of employment and a small down payment  Meet with our team to discuss purchase strategies and next steps

  • Rent to own solution

    Your Responsibilities

     Make your monthly payments on time  Provide insurance on your possessions (content insurance)  Pay the utility bills  Keep up the maintenance of your new home  Enjoy your new home!