OK, today we’re going to talk about why most people stay stuck in debt. Being deep in debt can make your life a nightmare, put your family at risk and make your future look hopeless. So why do so many people stay in debt when there are proven ways to put yourself back on a firm financial footing? Here are the Top 5 reasons. If you're looking for a top-notch mortgage broker in Toronto, call us at (416) 276-6445 or visit www.expertfinancial.ca.

OK, today we’re going to talk about a proven plan to financial security. In Anthony Robbins’ New York Times best-selling book titled, “Money: Master the Game – 7 Simple Steps to Financial Freedom”, he sets out 7 specific steps you can take that over time will help ensure you meet your financial goals. Here’s a summary of the 7 steps to financial freedom. If you're looking for a top-notch mortgage broker in Toronto, call us at (416) 276-6445 or visit www.expertfinancial.ca.

Here’s an easy way to think about your finances. Instead of trying to picture all sorts of complicated accounts and budget lines, just imagine you have 6 jars in front of you. By putting all your money into these jars each month—in the correct proportions—you’ll easily achieve financial security. Here are the 6 jars of money management you need to know. If you're looking for a top-notch mortgage broker in Toronto, call us at (416) 276-6445 or visit www.expertfinancial.ca.

OK, today we’re going to talk about habits that build happiness. Happiness can be broken down into the pursuit of three things: pleasure, engagement and meaning.It turns out the pursuit of pleasure contributes the least to happiness. Most of our happiness comes from engagement with people and activities, and from personal and spiritual growth that provide meaning. Here are 14 habits that build happiness. If you're looking for a top-notch mortgage broker in Toronto, call us at (416) 276-6445 or visit www.expertfinancial.ca.

We’ve all heard about the power of positive thinking. But did you know that positive thinking is so powerful, it can actually help you reach your financial goals? Here are 5 ways to grow rich with right-thinking. If you're looking for a top-notch mortgage broker in Toronto, call us at (416) 276-6445 or visit www.expertfinancial.ca.

Ever notice how some people seem to have all the luck? They marry well, get promotions, have lots of friends and make lots of money. Is their good fortune the result of just pure luck or is there science behind it? Recent research reveals that our personality and behavior have a huge impact on how lucky or unlucky we are. Here are 3 keys to creating your own luck. If you're looking for a top-notch mortgage broker in Toronto, call us at (416) 276-6445 or visit www.expertfinancial.ca.

OK, today we’re going to talk about the tax-saving benefits of having your own business. If you’re a self-starter who enjoys promoting your own ideas and taking responsibility for generating customers and income, you’re probably well suited to self-employment. In addition to providing independence and freedom, self-employment offers tax savings. Here are 8 tax-saving benefits of being self-employed. If you're looking for a top-notch mortgage broker in Toronto, call us at (416) 276-6445 or visit www.expertfinancial.ca.

OK, today we’re going to talk about a great book worth reading. “The Millionaire Next Door” by Tom Stanley and William Danko provides insights into the beliefs, habits and behaviors of wealthy people. It offers tips on how to become wealthy and reminds us that wealth isn’t about what we spend but what we accumulate. Here are 6 common traits of millionaires. If you're looking for a top-notch mortgage broker in Toronto, call us at (416) 276-6445 or visit www.expertfinancial.ca.

Nobody wants to stay deep in debt and poor – even for a short time, let alone a long time. So what’s preventing us from adopting better money habits? Our erroneous beliefs! As Mark Twain once said…“It ain't what you don't know that gets you into trouble. It's what you know for sure that just ain't so.” It’s easier to believe change is impossible rather than actually trying to make change happen. With that in mind. Here are 16 common excuses that prevent us from becoming financially free. If you're looking for a top-notch mortgage broker in Toronto, call us at (416) 276-6445 or visit www.expertfinancial.ca.

Most people assume they’d have a lot less debt if only they made more money. But in reality, debt isn’t an income problem, it’s a spending problem. You could be making $100,000 a year, but if you’re trying to maintain a $150,000 lifestyle, you’re going to end up with massive debt. On the other hand, if you make $80,000 a year and live a $65,000 lifestyle, you’ll end up with no debt and a bright financial future! The kind of people who manage to live debt-free aren’t necessarily high-earners, but they have certain characteristics and beliefs in common.Here are 5 characteristics of debt-free people. If you're looking for a top-notch mortgage broker in Toronto, call us at (416) 276-6445 or visit www.expertfinancial.ca.

Do you have any friends who could afford to own but for some reason, are still renting?
If so, share the LOVE and pass them this video…

Having a positive self-image means you feel good about who you are, even though you’re not perfect. On the other hand, having a negative self-image means you obsess about imperfections—like weight and physical appearance—and constantly compare yourself to others. Fortunately or unfortunately, how you view yourself can have a BIG IMPACT on your level of results in life.The better your self-image, the better your results. Here are 7 tips for improving your self-image. If you're looking for a top-notch mortgage broker in Toronto, call us at (416) 276-6445 or visit www.expertfinancial.ca.

OK, today we’re going to talk about BAD DEBT and why you need to avoid it like the plague. There are two kids of debt: Good debt and bad debt. Good debt is used to buy assets that provide positive cash flow and/or appreciate in value. Bad debt, on the other hand, is used to buy doodads that depreciate in value. Here are 5 ways BAD DEBT limits your life. If you're looking for a top-notch mortgage broker in Toronto, call us at (416) 276-6445 or visit www.expertfinancial.ca.

OK, today we’re going to talk about the lies we often tell ourselves – and believe – that keep up shackled to debt. Let’s face it: managing finances isn’t easy. All those bills, student loans, credit card payments—not to mention trying to save a down payment for a house or invest for retirement. No wonder we end up telling ourselves, “I’m never going to get ahead.” But it turns out, that’s one of the most destructive lies you’ll ever tell yourself! As Henry Ford once said, “Whether you believe you can or you can’t, you’re right."

OK, today we’re going to talk about how small daily habits yield BIG results. Let’s face it: most big, meaningful changes and achievements happen over time through persistent and consistent effort in a single direction. This is known as the “compound effect”. Here are 3 ways to harness the compound effect (and yield BIG results!). If you're looking for a top-notch mortgage broker in Toronto, call us at (416) 276-6445 or visit www.expertfinancial.ca.